Getting Back Your Peace of Mind
One of the greatest benefits our clients report after filing for bankruptcy is that creditor harassment stops. This is all thanks to a provision in the bankruptcy code called the automatic stay. The automatic stay requires all collection activity to stop immediately as soon as notice of your bankruptcy filing is received.
Any creditor who continues to pursue collection activity after receiving notice of your bankruptcy filing is in violation of a court order. Collection activity includes all phone calls, letters, lawsuits, foreclosure and repossession actions. If you have a creditor who does not stop the harassment, refer them to your bankruptcy attorney.
Protecting Your Rights at All Times
Stopping creditor harassment is important for several reasons. Not only does it bring you peace of mind, it allows you to focus your time and energy on fulfilling the requirements of the bankruptcy. It also allows the court to manage your bankruptcy proceeding without interference from third parties.
When you hire the Collegeville, Pennsylvania, law firm of Nahrgang & Associates, P.C., you can tell any creditor who contacts you to contact us and you will receive, instant, temporary relief. That relief becomes permanent when the bankruptcy is filed and you receive a discharge. Overzealous creditors must deal with us and we are committed to seeing that your rights are respected under the law.