Non-Dischargeable Debt

Collegeville Pennsylvania Bankruptcy Attorney

Dischargeable and Non-Dischargeable Debt

At the end of your bankruptcy proceeding, you will receive a discharge of most, if not all, debts included in your initial bankruptcy petition. The discharge relieves you of any further personal responsibility for those debts. The majority of debts, such as credit card debt, personal loans, medical bills, utility bills, vehicle deficiency claims, and personal guarantees of business debt can be discharged through bankruptcy.

Before you file for bankruptcy, be sure that you understand the rules regarding dischargeable and non-dischargeable debts. An experienced bankruptcy attorney can perform a thorough evaluation of your case and let you know which ones you can and cannot include in your bankruptcy petition. If a debt is not dischargeable in Chapter 7, perhaps a Chapter 13 will provide you with relief.

Helping You Understand Your Rights

At the Collegeville, Pennsylvania, law firm of Nahrgang & Associates, P.C., we pride ourselves on the quality of service that we provide to every client. We take the time to help you understand the debts you can discharge through a bankruptcy proceeding and the ones you cannot. We take the time to present you with all available options and make our best recommendation for a sound debt relief solution.

While this is not a complete list, common debts that are not discharged in Chapter 7 bankruptcy include:

  • Student loans
  • Income taxes due within three years before filing
  • Criminal penalties
  • Alimony, child support, and other payments ordered in a divorce
  • Debts based on fraud or malicious injury
Call for a Free Initial
Contact our office today to discuss your bankruptcy or family law questions. You can reach us by phone at 610-489-3041 or via e-mail. We will respond promptly to all phone calls and emails, within 24 hours.
Or you can just use the contact form below.


I have dealt with Matt for a few years for a couple of matters for myself and for my mother-in-law. Matt has always been a man of his word; anything he said he would do was done as expected. He provided timely and accurate advice when requested. Matt never pushed services that were not required and at certain times he recommended less costly services that would achieve the same results. I highly recommend him as very honest and ethical. He always disclosed fees in advance and there were never any "surprise" fees.— jimcar13
Mr Nahrgang was easy to work with, and did an excellent job with my case. Though my case turned out to be more complex than we had originally realized, he handled every complication promptly and competently.— eyedoc89
I was first recommended to Matthew Nahrgang by a friend. I was having serious financial issues at the time. I went to Matt and had a conversation which set my mind at ease. He is straight to the point, honest and tells you how it is. No frills kind of guy. He also is confident in his business and knows the law very well, which is what set me at ease. It was not near a big deal as I thought it to be. He does what he says he is going to do and does it in a timely manner. I have used Matt a few times now and I've recommend him to many of my friends and business acquaintances. I highly recommend Matthew Nahrgang!— my1leelee
In relation to my bankruptcy and in retrospect, I was thankful that I had discovered Mr. Nahrgang and had engaged him to respresent me in my case. I found him to be respectful, understanding, highly knowledgeable and trustworthy. I appreciate all that he did on my behalf and have recommended him to friends and family.— Orangefit09
Areas we serve
The Collegeville, Pennsylvania based law firm of Nahrgang & Associates, P.C. represents clients in the counties of Montgomery, Bucks, Delaware, Chester, Berks, Philadelphia, Lancaster, Northampton and Lehigh including the communities of Collegeville, Jenkintown, Doylestown, West Chester, Reading, Media, Allentown, Norristown, Phoenixville, Quakertown, Pottstown, Lansdale, Royersford, Plymouth Meeting, Exton, Conshohocken and King of Prussia, PA.
Our location
Nahrgang & Associates, P.C
35 Evansburg Road, Suite 3 Collegeville, PA 19426
Phone: 610-489-3041
Toll Free:
Fax: 610-489-3042